When talking about companies dedicated to granting loans, we must necessarily talk about online financial companies .
It is something that we will increasingly take into account given the importance of online financial companies in the credit market.
Every year that passes there is a greater number of finance companies that begin to do all the procedures through the internet.
This is because many of the companies in the financial sector have realized how doing all the procedures through the internet is much more profitable.
We know that there are clients who may prefer to do the procedures in person but bear in mind that this is not profitable for the financial company.
Especially if what we are talking about is processing personal loans.
In loans with a guarantee, even the financier might be interested in meeting physically with clients and as long as they bring all the documentation.
Not in the rest of the cases.
Financieras online Why is it interesting to work through the internet and not so much in person?
The main reason is because much less time is wasted in the processing of credits.
By phone, a finance company can find out whether or not the client has any chance of getting the money in less than 5 minutes.
In person, on the other hand, these terms are not the same despite the finance company telling you within that period that you have no option.
When a person physically goes to the office it is usual for the meeting to last at least 20 minutes.
And of course, what a finance company cannot do is lose 20 minutes with each of its clients.
For example, we could not carry out these steps since there would not be enough working hours to be able to attend to all of them.
We also have to add that the time in which the advisers are meeting with clients is time that they cannot allocate to other tasks.
By all this it is understood why the financial companies no longer let their clients do the processing in person.
In our case, we only allow processing in person once we know for sure that the loan will be signed.
For example, in mortgage loans until the same day of signing, it is not usual for clients to physically meet with us.
Well, for the reason that we have just explained, you also have to bear in mind that many of the people who start the process later do not finish it.
Consequently, the finance company will only lose time in these meetings when it knows that the operation is signed.
What loans do online financial companies sign?
They are those loans online that we see every day in the form of micro loans and other online credits .
Here what we are going to see are online loans of all kinds.
Some will be small amount online credits while others will both offer higher amounts of money.
There is everything in online financial companies because not all of them offer the same types of fast loans.