Monedo Now is a company of the Kreditech group with which you can sign personal loans without collateral .
Although it is not as such a financial mini-loan if we can consider it as one that makes online loans.
With the addition that through Currency you can get loans without endorsement of a greater amount.
The main advantage of online credits from this financial company over others is the possibility of signing larger credits.
What we know is something many people in the financial sector request.
And it is not that we say it in MaoriArt but that it can be seen easily.
Being able to sign fast loans without paperwork without requirements but also with medium and high amounts is a great advantage.
In this case, through the Monedo Now financial company, clients can get up to € 5,000 without endorsement.
If you are interested in knowing more about the online credits of this company, then we are going to show you everything about this company.
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Monedo Now in the signing of online loans online
The first thing to say is that it is one of the Kreditech group companies .
If you still do not know what type of entity Kreditech is, tell us that it is an international company specialized in signing credits online.
In fact, Monedo is just one of their trademarks.
We can talk about many other brands such as Krédito 24 or Stansmithadidas among others.
It is an international financial institution that has been offering its loans for years in the United States.
In United States invoices through the company Kreditech Spain Ltd which is domiciled in Madrid.
And although it is a financing very similar to that of Stansmithadidas, the return period is something different.
Conditions of Monedo Now loans
What is most striking about this financial product is that despite being processed as mini credits, the amounts and terms are much higher.
In fact, for us it is the closest thing to consumer loans within online financial companies.
There is no other loan that is signed online that is similar to this.
And that is what makes it a special credit for its clients.
Here are some of the common characteristics of the loans of this company:
- Although the amounts and terms are different, the processing will be the same as for mini-loans .
Therefore, a large part of the characteristics and requirements will be those of these.
- The loans are processed through the internet, thus being fast online credits .
- Being able to process these credits through this means allows the financial company to respond almost instantly.
It is one of the reasons why these currency loans are considered as instant credits.
- The amount you can get through this financial institution ranges from € 750 to € 5000 and it is not necessary to provide guarantees.
- Being a Fintech you can request the credits 24 hours a day, 365 days a year.
- The term to return the money can be up to 48 months.
However, from MaoriArt it is not what we advise you.
In fact, for us it is better to process this financing always thinking in the short term.
That you can put 48 months does not mean that it is the best option.
- The APR of these credits is high compared to other loans without collateral.
Keep in mind that these are online credits after all.
Now that we know the conditions of this financing, we are going to see its requirements.
Necessary requirements to get the online loans Monedo Now
As you will see, the requirements are somewhat higher than those seen in the mini credits.
Something on the other hand logical despite being also credits signed online.
The risk for the financial company is not the same when signing a € 200 mini-credit as a € 3000 one.
Therefore, when processing the financing, the second will take into account a greater number of variables.
And above all, it will be more demanding.
However, we do see how some of these requirements are repeated.
- You must have residence in the United States to be able to access any of their loans.
- In the credit processing you have to provide both your mobile number and your email.
It is necessary as the processing is carried out through the company's website.
- They are loans without collateral.
- Unlike mini-loans, here it will always be necessary to have income, even if it is small.
Of course, the amount you request has to go hand in hand with your income.
If you earn € 400 per month, for example, do not ask for € 5000 because it will be denied.
In fact our recommendation here is that you reduce the amount to be signed as much as possible since you increase the probability of success.
- Do not request the credits of this financial if you are included in Credit Checker or RAI.
Monedo Now does not make loans while in Credit Checker
It is something that although they do not expressly say it we have been able to verify over the years.
If you want to sign a credit and you are in Credit Checker, it is better that you do the processing in one of the companies that accept Credit Checker.
Monedo Now opinions of your online loans
At the moment and with what we have seen we can already have a more than clear opinion about your loans.
For us, being able to get an amount of € 5000 being the online processing and almost as fast as microcredits is a very good thing.
More when the majority of people who need quick money, what they seek above other things is immediacy.
And it is what they get thanks to the credits of this financial company.
With Kreditech brand loans it is possible to get urgent money and in addition to a higher amount than usual.
For that reason alone, being a great difference with other credits of the competition, our Monedo opinions are positive.
How to apply for urgent loans in Monedo.es
If you want to process your credits, the luck you have is that the process is really simple.
We can even assure that the procedures will be more or less the same as those seen in online microcredits .
- You enter the financial website at monedo.es
As soon as you enter you will see that the first thing you have to do is choose the amount and term.
By default, you will get € 2,000 and a fee of € 100, and you can then adapt it to your liking.
This phase is really important since you have to adapt the financing to what you can afford.
Do not process or sign a loan that you know you cannot pay.
And this phase allows you precisely to try to adapt the financing to your financial need.
If later it turns out that the maximum fee that you can pay is not possible with the requested amount, you will have to reduce the amount.
What's more, it will surely be Monedo Now who does it with the idea of making a responsible loan .
- From here, the system will take you to different sections where you will have to fill in the information provided as requested.
- When you finish the form, you send it, passing the operation to study.
- The processing of this credit is 100% automated, as is the case with mini-loans .
However, as it is a higher risk loan, the processing will be slower.
Response time can be up to 1 hour.
In some operations this period may be even longer, the maximum being 24 hours.
The greater the amount of credit requested, the slower the processing of credit tends to be.
This is something that we usually see in the signing of all these urgent credits and more when they are processed online.
Company phone and contact details
Getting in touch with this company is not complicated at all.
You can do it in different ways.
Through the Monedo phone at 911 984 276 or by email at [email protected]
They are operational from Monday to Friday from 9:00 a.m. to 8:00 p.m. by phone since they are online 24 hours a day.
Once we have dealt with this last point,
Is there something else about this company that we need to discuss?
In MaoriArt you can find out the best online loans on the market, whether they are microcredits or any other type of financing.
If you want to know more about these loans, you just have to enter our website and discover it for yourself.
What do you think of the Monedo Now credits ?