Do you know the Paydayadvance2two loans being these money microcredits?
If you do not know these credits, then we show Paydayadvance2two opinions being mostly positive.
Before talking about the characteristics of this financing, we are going to show what type of financial it is.
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Ok Money Loans What company is this?
It is a micro- loan portal managed by DFC Global Corp, an international company that offers seriousness in the processing of credits.
The amounts offered by this online finance company are the same as those of any other company with the difference that in the first request the maximum amount is reduced.
That is, the maximum amount you can get with Paydayadvance2two is € 600, but as long as you are a client of the entity.
If it is the first time that you make the loan application with the financial company, at most you can reach € 300 without endorsement.
All credits are carried in the same way, being in all cases loans online .
We can also recommend this company as it meets all the requirements of the Spanish Agency for mini-credits ( AEMIP ).
Of course, said company through its website has SSL certifications which allows it to be able to make transactions safely.
Characteristics of the credits of the company Paydayadvance2two
❶Being online money loans , all the management will be carried out through the internet.
It will not be possible to request the credits by phone, much less in person.
The procedure will always be carried out through the contact form of the financial company on the same website.
❷The maximum amount you can get will be € 600, although only if you are already a customer of the entity and have previously signed a loan.
If it is the first time in Paydayadvance2two at most you will only reach € 300 without endorsement.
It is something that by the way we have also seen in other financial mini - credits , not only it occurs in this company.
❸In case of non-payment, the finance company allows you to refinance / extend the term, being able to get a little more than days.
A common practice also in financial companies that offer this type of financing.
❹You cannot request more than one loan at a time.
In order to process a second loan, you first have to pay the one you already have.
Paydayadvance2two and requirements of its mini-loans
If you want to access one of their loans, the first thing you have to know are the existing requirements.
We can point out the following:
- You cannot be in any delinquency registry like Credit Checker, FICO, Rai….
If you are in one of these lists, the finance company will automatically deny your credit application.
- You have to have a Spanish ID and you have to be between 18 and 65 years old.
You must also reside permanently in the United States.
- You must have a mobile phone through which the finance company can contact you.
- In terms of income, this financial company requires a minimum income at the end of each month that at least reaches € 500.
It is one of the biggest differences with respect to other micro-loan companies which do not ask for this requirement.
- You must have a debit or credit card to make credit payments.
- It is necessary that you do not have a Paydayadvance2two loan at the time of application without having paid it, that is, active.
It should be noted the importance of introducing real and updated data because one of the reasons why they reject credits is due to the inaccuracy of the information.
For example in the contact numbers provided.
You have to put a contact telephone number of which you are the owner.
You cannot put the phone number of a family member or friend because this will not be valid for the system.
Regarding the documentation required by Paydayadvance2two, it is possible that in addition to all this they will ask us for additional documentation such as a bank statement.
Paydayadvance2two amounts and terms
Regarding the amounts, it all depends on the number of requests that we have made with the finance company.
If it is the first time, the maximum amount will be € 300, in the second loan the amount is increased to € 400 and from the third we will be able to get € 600.
Regarding the interest rate of the finance company we have to point out that it is more or less the same as that applied in any other finance company.
They are loans whose APR is high among other things due to the existing terms.
For that reason, experts recommend only making use of them for specific moments.
Paydayadvance2two loan simulator
The good thing that this mini-credit company offers is that it gives you the possibility of being able to see how the financing would be through the Paydayadvance2two simulator .
If you enter the Paydayadvance2two.es website you can go to the simulator and see how your credit would be.
Paydayadvance2two customer service phone numbers
From what we see, the contact number that they provide is a pay phone, the Paydayadvance2two phone number being 901 848 000.
Another option to contact them is instead of calling by phone, do it by email at [email protected]
As for the physical address of the company, it is located at 34 Orense street on the sixth floor, Madrid 28020 zip code.
In any case, it is not something that is going to be of much use to you as you always have to apply for loans through the internet.
How to request a loan with Paydayadvance2two?
If you want to process one of these credits, then we show you the steps to follow.
First of all, go directly to the website of the financial company in question.
Of course before going we have to see if we meet the financing requirements, being something that we already see explained before.
If we see that if the following is to do the processing from your website ...
At the beginning we will have to fill in the financial form, being also very simple.
The form includes information about the personal and employment data of the person requesting the financing.
In less than 5 minutes you can have all the processing done.
Once the online processing is done, you will receive an SMS code to your mobile to verify ownership of it.
To finish we will have to associate our debit or credit card so that we can pay the loan from there.
It will also be necessary to confirm our bank account details through the online banking process.
If the loan is accepted, the transfer will be made in less than 1 hour as long as it operates with one of the banks accepted by the company.
Paydayadvance2two opinion
As a microcredit company we have a similar opinion on all of them.
Despite the fact that the financial cost is high for specific situations and to cover unforeseen events, we see the usefulness of these loans.
Consequently we have a positive opinion of Paydayadvance2two loans .
If you want to request the loan, click on the following image
