As private equity finance companies are one of the most important companies in recent years, today we will write an article making them known.
We say that it is one of the most important because the statistics reflect a really large growth in private financing in recent years.
The excuse that with the financial crisis, banks and traditional finance companies no longer lend, being the reason why these companies have grown so much is no longer valid.
More and more it is shown how this financing is seen as a first option in the search for financing, ceasing to be an alternative.
A few years ago, for example, this financing was seen only as a financial alternative and although today something similar continues to happen, not under the same circumstances.
Private equity finance companies What are these finance companies?
They are financiers whose main activity consists of signing private loans or credits between people where both whoever lends and who receives the money are individuals.
This financing is known in many forms, being private equity loans or loans between individuals perhaps the two best known.
In granting loans, these finance companies tend to work in a similar way to banking entities, only that the study takes into account very different variables.
While a loan can be denied by a bank by a private finance company , the same thing happens the other way around.
Being private lenders and financial advisers those in charge of giving output to these operations, they will analyze the operations according to their interests.
And these do not have to coincide with those variables used in banks.
In fact, the main reason that this financing is known as an "alternative to banking" is because customers can get money in circumstances that the bank cannot.
With which, only with this it is understood that through these private credits people can access loans that are not possible by bank.
Therefore it is certain that the variables used in the study of the operation have to be very different.
One of these differences we see with the Credit Checker (record of defaulters).
Just as banks tend to reject those clients who are on delinquent lists, the same is not true for private equity finance companies .
These companies can even offer loans with Credit Checker , some only with an endorsement while others can also offer personal loans with Credit Checker.
Loans from private finance companies
We can see a wide variety of loans.
Although before people associated loans from private financial companies as secured credits, this happens less and less.
The entry of new private finance companies offering loans without collateral has allowed us to expand the range of credits that we can find within this financing.
We not only see difficult loans being those used with collateral such as loans with Credit Checker among others, but we can also see loans online.
Many of the micro loans that we see now in the market are offered by these private equity finance companies for example.
