If you are interested in knowing the operation and use of Crowdlending throughout the following article, we are going to talk about it.
To say that it is not usual for clients to know what type of financing this is, since it is not usual in our country at all.
In addition, as Crowdlending is also often called by different names, this helps even more in all this.
Crowdlending What are these loans?
Crowdlending is known as p2p loans, ultimately being loans between people .
What happens is that specifically Crowdlending is focused on loans for entrepreneurs, being different from other p2p loans.
Because within this financing there is not a single credit, there are different ones, Crowdlending being only one of them.
As we have said, this financing is one of the financing alternatives for entrepreneurs and those who want to find money to create their business projects.
Through these financial platforms specialized in signing these loans it is possible to access financing.
However, despite being a good alternative to banking, we cannot forget the fact that since it is not a popular loan in the United States, it is not easy to get it.
To begin with, because there are few private investors and lenders who are willing to sign these loans.
Keep in mind that in Crowdlending loans, clients get money only with the endorsement of their project.
Here the entrepreneur is not that he does not provide guarantees, it is that he does not even have the company already set up.
Therefore, as it is obvious, the risk for the person who lends the money is maximum.
P2P credits through Crowdlending and how they are processed
If you want to access Crowdlending the first thing will always be to go to one of the financial companies dedicated to granting these credits.
The first and most important thing is to contact the company through which we want to do the processing.
Usually in Crowdlending everything is done through financial platforms.
What these platforms usually have are web pages through which both entrepreneurs and investors register to state their interest.
Once you have entered the web, the following will be to register using the contact form stating if you are looking to invest or finance a business idea.
If you are an entrepreneur, your choice will be to want to finance the business idea.
Once you have done this, you will see how the form will ask you a series of questions which you have to hear answering and indicating the information about your project.
Now that you have completed all the information, the next thing that the system requires you to be able to "sell" or "offer" your project to third parties is to publish it through the web.
From that moment on, your business project will be advertised on the web, waiting for it to generate some interest among existing lenders.
When you are here there is not much to do, just wait.
Crowdlending and opinion about it
From our point of view, Crowdlending can be an interesting alternative for entrepreneurs although in practice it is not usually accessible to many.
Generally, in this financing, investors only invest in innovative projects with a social nature.
Traditional businesses that do not bring anything new to the market (being the usual by the way) do not generate interest.
Even with everything and as an alternative, at MaoriArt we value Crowdlending positively.
