If you do not know yet about p2p loans or private credits, it is about time you got to know them.
At MaoriArt we are going to show you what p2p loans consist of while showing the different credits that we can process here.
In case it has not yet been clear to you to say that pdp credits are loans between individuals .
That is to say, it is not the typical financing where the person who lends the money is a traditional bank or financial entity, quite the opposite in fact.
Through this financing, the importance of private lenders and investors is maximum as they are the ones who lend the money.
What we do have to differentiate are p2p loans with p2b credits .
They have similar names, both being private credits but they are different since the destination of the money is.
P2p loans What private loans are these and to whom are they directed?
P2p loans or "peer you peer" are known in many different ways, however in our opinion the term " loans between people " is the one that best describes them.
With this we can understand that this financing is carried out between different people, some act as lenders while the others as applicants.
In the middle are the private finance companies or private equity companies, which are responsible for ensuring that all the procedures are carried out correctly and legally.
They are responsible for studying and analyzing credit applications as well as preparing the signature in case of success.
It is important to point out that in these credits both the person who lends the money and the person who receives it are individuals, individuals.
Therefore, if it is a company that requests the money, it is not the p2p loans where it will have to go but rather the p2b loans.
This financing is known as "peer to business" since the applicant is not a person but is a company.
The best option when processing these private loans for companies would be Crowdlending .
As in loans between people, our recommendation is always to go to companies that make loans between individuals when it is a company, Crowdlending is better.
The good thing about Crowdlending is that the financing platforms that offer these credits are 100% specialized in processing these credits.
Consequently, we can say that it is an ideal financing for entrepreneurs and for businessmen who need money.
The disadvantage of these loans being also important is that the number of investors willing to lend money under these conditions is minimal.
This is what happens when those who ask for the money do not want to provide guarantees or guarantees to the financing operation.
Who processes p2p loans?
On the one hand we have those who are looking for quick money and on the other those who are looking for financial alternatives .
We also have to include in here all those who have had a negative answer for banks.
That is why whoever seeks to sign difficult loans is to p2p loans where they finally end up doing the credit processing.
P2p loans and loans between individuals
