Although here everyone has their point of view, there is no doubt that internet credits are the future of the sector.
There is no doubt in our opinion not because of what we are seeing (growth of internet loans ) but because if you think about it, it is the most logical thing to do.
As technology advances, people will increasingly assume the use of it to be able to process loans.
Today there may be people who do not like to do the processing through the web but in a few years this will cease to be the case.
Internet credits as future loans
They are undoubtedly the loans of the future since both the financial companies that offer them and the clients are interested in managing them.
Online finance companies are interested as this allows them to be more profitable companies while clients are interested in the convenience of processing.
Therefore, both requirements are met so that every time we see a greater number of credits online .
Although good, rather than seeing new loans, what I think we will see will be loans like the usual ones, only processed through the internet.
The credits that we can now process physically or by phone we will see them being processed through the internet.
What loans online will be the usual ones?
Those that predominate right now, personal loans without endorsement of small and medium amounts.
It is this financing that we believe will be one of the most important in the market due to the characteristics of the financing.
The speed with which they can be signed at the end, what causes it is that many people can access loans that otherwise would not be possible to get in that period.
To that add that these are easy loans at least if we compare them with others to understand this.
We already wrote an article in its day where we showed how micro loans are loans that will always be in demand in the market.
Being online loans used to cover unforeseen events, it is logical that in the end there are always people who will need them at any given time.
What will not change will be the signing of the secured loans as the signature through the internet is not possible.
While many of the personal loans without collateral that we see right now signed in person will be signed online, those with no collateral.
How do you think a mortgage loan will be signed if it is not at a notary? The same can be said about auto loans or any of the others.
The processing can be carried out over the internet (nothing new when private finance companies are already working in this way) but not the signature instead.
Internet loans, advantages and disadvantages
In our opinion it has more advantages than disadvantages.
Regarding the advantages, we can point out that they will be quick loans of money being also very comfortable to process.
As for the inconveniences, the only thing we can point out is that when the processing is done through the internet there will be people who do not know how to do it.
This, then, is our opinion of these loans online being the online loans that await us in the future.
